What a Swiss business needs to know about its invoices.

What the QR-bill reads without OCR, what is left to extract, pre-payment checks, GeBüV requirements and how to calculate the gain with your own figures.

bexio, Abacus, KLARA, Banana, Crésus, WinBIZ and dedicated tools: what each tool reads, the published quota or price and the stated hosting.

What the QR-bill is, its dimensions, the QR-IBAN, the three reference types and what version 2.4 changes on 14 November 2026.

No B2B mandate in Switzerland, eBill, structured formats, the French and German timetables: what a Swiss SME really needs to prepare.

How long to keep invoices and business records in Switzerland, what the GeBüV requires of an electronic archive and when to destroy paper originals.

What the FADP requires, what a Swiss host does not guarantee, and a selection grid for SMEs: data location, subcontractors, backups, exit from the contract.

Self-host n8n or have it run for you: what the licence allows, what the Community Edition does, where the data lives, what FinIA and FinIO require and what operations cost.

Default, 5% late payment interest, reminder fees and debt collection: the Swiss rules for recovering an unpaid invoice, step by step.

Simple, advanced or qualified signature: what ZertES says, when it equals a handwritten signature (Art. 14 CO), recognised providers and published prices.